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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Jim Stephenson, a proven Branson, Hollister and Table Rock Lake, Missouri NUMBER1EXPERT™ Top Selling real estate agents.

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Real Estate Tips
Investment Real Estate >Retirement and the Second Home

Buying a second home as rental property makes a great centerpiece to your retirement plan. It forces you to make regular savings in the form of mortgage payments that become your equity.

You only need cash for the down payment, and you should make sure that your monthly rental payments will cover the mortgage and any additional expenses. This is a real possibility if you buy the right house at the right price because a good single-family house should always stay rented. Your investment money is subject to less income tax, and the interest and property taxes may be deductible.

Housing has appreciated in value all over the country in recent years, making a second home an important hedge against inflation. Most experts predict that interest rates for fixed-rate and adjustable mortgages should remain in single digits for the foreseeable future, so it should be easy to acquire financing with a small down payment.

Call an agent with your real estate questions. They have helped hundreds of people to sell their homes and properties--and to purchase the home of their dreams.

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Real Estate Trivia
Q 
What is an encumbrance against a property, which may be voluntary or involuntary?

A 
There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien.
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Jim Stephenson, REALTOR®, real estate agents and broker for Branson, Hollister and Table Rock Lake, Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Jim Stephenson
Realty Executives of Branson
500 West Main, Suite 101
Branson, MO 65616
417-335-1742
Fax: 417-334-0414
Jim@BransonHouse.com



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