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USDA Home Loan

 

HOME LOAN FINANCING - NO DOWN PAYMENT

USDA Home Loan

Would you like to OWN your own home, instead of renting,
but you have no savings for a down payment?  

USDA Rural Development wants to help!  Loan funds are available to assist very-low and low income households in purchasing a home, and no down payment is usually required.  The maximum loan amount is dependent on the applicant's repayment ability based on income and monthly debt obligations, but cannot exceed $216,840.  For example: With a 3% interest rate the principal and interest payment would only be $598.50 on a $150,000. home, and some households might even qualify for payment assistance, reducing their monthly payment even further!

The property to be purchased must be located on a modest site in a rural area, which usually includes towns with populations of 35,000 or less, and except under special circumstances, the living area of the home cannot exceed 2,000 square feet.

If you would like more information and receive a "Rural Housing Pre-Qualification Packet" please fill out the form. This information will be e-mailed to you.   

Source of information: United States Department of Agriculture New Release June 13, 2016






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